Real Estate: How Neil & his wife Jo Gibb are providing safe, affordable housing

The Australian housing market is under immense pressure, with affordability reaching critical levels. Rising property prices, increasing rental demand, and a lack of suitable housing options have left many Australians struggling to find secure and affordable places to live. In response to these challenges, Neil and Jo Gibb have built a business that creates sustainable, community-driven housing solutions that address the country’s evolving housing needs.

The Shift Toward Affordable, Community-Focused Housing

Neil and Jo, a powerhouse couple in the coliving and affordable housing sector, are on a mission to revolutionize the Australian rental market. The couple, originally from the UK and now based in Perth, Australia, recognized a growing demand for alternative housing solutions. Traditional single-family homes on large blocks are becoming less desirable, particularly among younger generations and older Australians seeking convenience, affordability, and a sense of community. Together through their company, The HMO Property Co, Neil and Jo have developed a model that provides affordable, well-designed coliving spaces in prime locations—helping residents combat social isolation while maintaining financial stability.

Addressing a Growing Crisis with a Scalable Solution

One of the most vulnerable demographics in Australia’s housing market is single women over 55, who face increasing housing stress. Many cannot afford to buy homes, while others feel unsafe or isolated living alone. The HMO Property Co offers a viable alternative by providing high-quality coliving spaces that prioritize security, affordability, and community.

Neil and Jo have seen firsthand how this model changes lives. “We have a couple in their 70s who could afford to buy a home outright but choose to rent a room in one of our properties because they prefer the sense of community,” he explains. “People don’t just want a place to live; they want a place where they feel connected and supported.”

A Strategic Approach to Property Management

Jo plays a crucial role in ensuring that these properties not only provide a roof over people’s heads but also foster a true sense of home. As CEO of Living Rooms, she leads the property management arm, ensuring that housemates enjoy a well-maintained, harmonious living environment.

“Our goal is to create homes that people genuinely want to live in—where they feel safe, connected, and supported,” says Jo. “It’s about more than just housing; it’s about community.”

Neil and Jo’s approach is highly scalable, addressing one of the biggest gaps in Australia’s housing market—secure, affordable rental accommodation.

The couple’s success is underpinned by their fully integrated business model, which operates under the umbrella of Coliving Collective. Along with their business partner, Troy Felt, and alongside its sister companies, Living Rooms and Cobuilt, they manage the entire lifecycle of coliving properties—from property acquisition and development to property management and housemate placement. This integrated approach ensures high-quality housing that meets market demand.

A deep understanding of the market and a commitment to long-term solutions set Neil and Jo apart in the property sector. Rather than chasing short-term gains, they focus on creating sustainable housing options that meet real demand. Neil states, “We look at where people want to live and create properties that fit their needs. Our goal is to make housing more accessible without compromising on quality or livability.”

Balancing Growth with a Commitment to Social Good

Beyond building a successful housing model, Neil and Jo are deeply committed to creating a positive social impact. Their company is launching a foundation to assist individuals who struggle to afford housing, with plans to fundraise and provide financial support to those in need.

Additionally, The HMO Property Co has just launched  three new coliving properties in Bayswater , further expanding its footprint in high-demand areas. Neil is also working on a book that will share insights on the housing market and the future of coliving in Australia.

Adapting to a Changing Housing Landscape

For others looking to make an impact in the property sector, Neil and Jo emphasize the importance of adaptability and long-term thinking. “The way we used to live is changing. People want affordability, convenience, and community. Developers who recognize this shift and provide solutions that align with these needs will play a key role in shaping the future of housing.”

Despite their demanding careers, the couple prioritize work-life balance and personal growth. Their daily routine includes early morning workouts, meditation, and dedicated family time, with a strict no-phones-in-the-house rule from 5 to 7 pm—practices that allow them to stay focused and present in both their personal and professional lives. Weekly date nights further reinforce their commitment to nurturing their relationship alongside business growth.

The Future of Affordable Housing in Australia

As Australia’s housing crisis continues, innovative solutions like Neil and Jo’s coliving model will play a critical role in shaping the future of the industry. By prioritizing affordability, security, and community, they are transforming lives—one property at a time.

Expanding Impact Through Education and Innovation

Beyond property development, Neil and Jo are committed to thought leadership in the real estate space. They are currently writing a book, set for release in 2025, that will offer insights into coliving and the future of housing. Additionally, they are developing a webinar series to educate industry professionals on leveraging the HMO model to create community-driven housing solutions.

With a clear mission and a robust business model, Neil and Jo are proving that real estate can have a meaningful social impact. By prioritizing community, affordability, and smart housing strategies, they are reshaping the housing landscape—one coliving home at a time.

As Coliving Collective continues to expand, it stands as a testament to their belief that housing should not only provide shelter but also foster belonging, security, and long-term value for residents.